Chase cards have several features that can save you big bucks over the holidays, from impressive bonuses to lengthy zero-interest offers.
If you want to keep your holiday spending under control, the right Chase credit card could be exactly what you need. Depending on which card you use, you could get rewards on all your purchases, ample time to pay off your holiday expenses interest-free, and bonuses worth hundreds of dollars.
All you need to do is figure out which offers will be the most valuable for you. To help with that, we’ll go over all the best Chase card offers that can save you money on your holiday shopping.
1. $200 back on your first $500 in purchases
Two Chase cards, the Chase Freedom Flex℠ and the Chase Freedom Unlimited®, offer sign-up bonuses of $200 after you spend $500 on purchases within three months. That’s like getting 40% cash back on the first $500 that you spend.
Not only is this bonus extremely easy to get, it’s also valuable. If you spend $500 or more on holiday gifts, your Chase bonus will save you $200. Even if you don’t spend that much on gifts, you can use your card for other expenses to hit that spending minimum.
2. No interest for 15 months
If you’re a bit short on cash and you want to pay off your holiday shopping over several months, a credit card with a 0% intro APR on purchases is a smart choice. With this type of card, you’re not charged interest on your balance during the intro period.
The two Chase cards mentioned above (the Chase Freedom Flex℠ and the Chase Freedom Unlimited®) also offer 0% intro APRs on purchases for the first 15 months. In addition to scoring a $200 bonus, you could avoid any interest charges if you get your balance paid off within 15 months.
Now, it’s typically a better approach to only make purchases you can pay off in full. But if you’re going to finance any holiday spending, you should use a card with a zero-interest offer.
3. 5% back at Walmart
A special feature of the Chase Freedom Flex℠ and the now-discontinued Chase Freedom® credit card is their rotating bonus categories. If you have either card, you’ll earn 5% back on up to $1,500 of purchases in those rotating bonus categories every quarter that you activate.
From October through December of this year, the bonus categories are Walmart and PayPal purchases.
Walmart, in particular, is an excellent bonus category for the holiday season. You’ll get 5% back on all your gift shopping, both in stores and online. If you spent $1,000 on gifts at Walmart, you’d earn $50 back.
4. 5% back at Amazon and a $100 gift card
Chase’s Amazon Prime Rewards Visa Signature Card is perfect for those who plan to shop for holiday gifts at Amazon.
As soon as you’re approved, a $100 Amazon gift card will be loaded to your account. Your first $100 in